YOLO CARDS

Starts Absolutely Free!

Guaranteed Approval

Available Instantly

No Age Limit *

Fully Customized

No Parental Permission

Accepted at over 14,00,000 MasterCard Establishments & 200,000 ATM’s

* Starting Age 10 and above

YOLO Mobile Wallet & Virtual Card

Get Your YOLO Yes Bank Mobile Wallet & Virtual MasterCard, Instantly and Absolutely Free!*
Sign up, top-up your card and you are good to go, in less than 2 minutes in the Virtual world. Once you are done, do remember to Select the Physical Card of your choice by going to the ‘Offers’ tab on the YOLO app.

*Inaugural Card Fee Offer, Valid till stocks last

More info...

Sign Up

…Once you are done, do remember to Select the Physical Card of your choice by going to the ‘Offers’ tab on the YOLO app


Get Your Physical Card at a 50% Fee Waiver*
Sign up now, to Get Started**

*Valid till stocks last; excludes government taxes, as applicable
**Your Mobile Wallet & Virtual Card come Absolutely free and Instantly with your Physical Card

More info...

Sign Up

YOLO Physical Card

Compelling Reasons for You and Your Family to sign-up for the 3 in 1 YOLO Card

  • Shop with the Guarantee of Acceptance.
    Over 14,00,000 Online and Offline MasterCard Establishments

  • Sign-up your parents, children, family & staff for Free
    Start with the free Mobile Wallet & Virtual YOLO card & upgrade to the fee based Physical Card.

  • Empower your family to withdraw cash from ATM’s
    Over 200,000 ATM’s across India

  • Re-charge, Pay bills, Book & Pay, Online or Offline
    Book movies, hotels, air, bus and train travel. Pay for cab rides, top-up your metro card – shop online or offline with complete confidence

  • Instant top-up and instant YOLO to YOLO transfer
    Ensure that your family members are never out of funds

  • On-line statements with itemized expenses
  • Unconditional & automatic credit to your Account
    Participate in the YOLO Get YOLO program for credit to your account for every referral that you make, which results in a fee paid physical YOLO card.

  • Enjoy convenience, security and peace of mind.
    YOLO wallets: User id and Password protected
    YOLO Virtual Cards: CVV and OTP protected
    YOLO Physical Cards: PIN protected.

  • In case of loss or theft, 24/7 ‘Card Suspension’
    Self Service mode available instantly through the app to keep the balance on your card safe, knowing that a replacement card will be issued.

  • Reduce fraud risk on your Debit & Credit Card
    Set your own budgets & manageable limits on your YOLO card for all your On-line & Off-line transactions

Need More Convincing? Read On..

more reasons to get your yolo card today!

  • No Age Limit*
  • No Parental Permission
  • No Bank Account Required to sign-up
  • No Credit Checks
  • No paper-work and lengthy application forms
  • No Minimum Income Criteria
  • No Application Processing Time-period
  • No waiting period for ‘approvals’
  • No Credit Bureau scores
  • Instant Approval- Mobile Wallet & Virtual Card as well as Physical Card

*Starting Age 10 and above

Empower your Staff & Support Structure to:

  • Shop for groceries
  • Tank up at gas stations
  • Pay for car servicing
  • Pay at ANY MasterCard establishment
  • Shop Online
  • Send & Receive funds, absolutely free
  • Receive Salaries
  • Withdraw Cash from ATM’s

Exercise real-time, on-line control on card spend… absolutely free through YOLO to YOLO fund transfer

  • All College & University Students
  • School Students above 10 years
  • Employed, Self Employed, Retired, Businessmen, Armed Forces, PSU, Govt. Employees
  • Clerical, Supervisory, Managerial Staff & Senior Management across all categories of Employers
  • Domestic staff, domestic help, drivers with or without employer sponsorship
  • Existing Credit Card holders including those whose accounts have been suspended for ‘Credit’ or ‘Other Reasons’
  • Existing Debit Card holders and e-wallet customers of other wallet service providers
  • Housewives, Brokers, Shop-keepers, Journalists, Lawyers, Tradesmen, Shopkeepers

All other categories not specifically mentioned above, unless debarred for government or regulatory reasons*

*YOLO reserves the right to reject any application without giving any reasons whatsoever

YOLO Mobile Wallet & Virtual Master Card

Available Instantly and Absolutely Free. Sign up, top-up your wallet, load your card and you are good to go in less than two minutes in the Virtual world

YOLO Virtual Card
Standard card fee Rs. 200
Inaugural Card Fee Offer Free*

*Valid till stocks last

Sign Up

Book your YOLO Customized or Classic or Instant Card Today Enjoy the combined flexibility and power of traditional wallets, virtual cards and physical cards, all rolled into one

YOLO Customized Card

Create your designer plastic – your favourite selfie or preferred image printed specially for you as the customized face of your card. Unique, personalized and highly recommended - make a personal statement every time you present your card.

Sign Up

YOLO Classic Card

Book the YOLO Classic Card with your name Personalized on the Card but without your customized image on the face of your card

Sign Up

YOLO Instant Card

Without your customized image or name on the face of the card but packed with most YOLO Physical MasterCard features. Book now or call YOLO Assist (9017-950-960) to receive your Instant Card Kit on priority and to activate your card for immediate use

Sign Up

Avail YOLO’s 50% Fee Waiver Offer

YOLO Customized Card YOLO Classic Card YOLO Instant Card
Standard card fee Rs. 1000 Rs. 600 Rs. 400
50% Fee Waiver Offer Rs. 500 Rs. 300 Rs. 200
More Info More Info More Info

*Valid till stocks last; excludes government taxes, as applicable

YOLO Virtual :
With no Age Limit*, available to all, your YOLO Virtual Card is powered by Yes Bank. With unmatched On-line acceptance, your card is welcomed everywhere the MasterCard logo is displayed.

YOLO Physical :
With no Age Limit*, available to all your YOLO fee based Physical Card is powered by Yes Bank and is accepted at India’s largest payment network, supported by MasterCard - over 14,00,000 On-line and Point of Sale (POS) merchant establishments and 200,000 ATM’s.

*You need to be 10 years or older

Get your Free Virtual YOLO Card Now! Sign up, top-up your card and you are good to go in less than two minutes in the digital world.

Apply today to pre-book any of the three YOLO Physical Cards to enjoy the combined flexibility and power of traditional wallets, virtual cards and physical cards, all rolled into one,

YOLO Customized

YOLO Classic

YOLO Instant

Presenting YOLO - India’s First 3 in 1 Card

Mobile Wallet

Virtual MasterCard

Physical MasterCard

YOLO CARDS Powered By  :

Starts Absolutely Free!

Completely Pre-approved

No Age Limit*

Accepted at over 14,00,000 MasterCard Establishments & 200,000 ATM’s

YOLO Mobile Wallet & Virtual Card

Get Your YOLO Yes Bank Mobile Wallet & Virtual MasterCard, Instantly and Absolutely Free! Sign up, top-up your card and you are good to go, in less than 2 minutes in the Virtual world. Once you are done, do remember to Select the Physical Card of your choice by going to the ‘Offers’ tab on the YOLO app



More info... SignUp

*Starting Age 10 and above

OR

YOLO Physical Card

Get Your YOLO Yes Bank Customized, Classic or Instant Physical MasterCard. Sign up now, to Get Started**



More info... SignUp

**Your Mobile Wallet & Virtual Card come Absolutely Free and Instantly. Sign up, top-up your card and you are good to go, in less than two minutes in the Virtual world.

1

Join the digital revolution – contribute towards moving to a less cash and cash less economy. Minimize your need and dependence on cash - Sign-up your parents, your children, your family, your staff and your domestic help for free Mobile Wallets & Virtual YOLO cards as well as for fee based Physical Cards.

2

Use the instant top-up and instant YOLO to YOLO transfer facility to ensure that your family members are never out of funds.

3

Re-charge or pay bills on the go, make gifting easy, book movie tickets, hotels, travel, with just a couple of clicks. Pay for cab rides, air, bus and train tickets, top-up your metro card – the possibilities are endless.

4

Shop with the Guarantee of Acceptance at any outlet in India that displays the MasterCard logo or accepts MasterCard – Online or Offline. Over 14,00,000 establishments and 200,000 ATM’s.

5

Additionally, empower your family members to enjoy the flexibility of cash withdrawal from ATM’s.

6

Encourage your family members to demonstrate responsible spending and be assured with the knowledge that you can request for on-line statements which itemize expenses.

7

Participate in the YOLO Get YOLO program for unconditional and automatic credit to your account for every referral that you make, which results in a fee paid physical YOLO card.

8

Enjoy convenience, security and peace of mind. YOLO wallets are user id and password protected, Virtual Card transactions are CVV and OTP protected and Off-line POS transactions are PIN protected.

9

In case of loss or theft, you can ‘Suspend’ your card yourself, 24/7, through the application, keeping the balance on your card safe and knowing that a replacement card will be issued.

10

Reduce the risk of fraud exposure on your hefty Credit Card Limits as well as on-line fraud exposure on Bank Balances linked to your Debit Cards. Set your own budgets & manageable limits on your YOLO card for all your On-line and Off-line transactions.

10 Compelling Reasons for You and Your Family to sign-up for the 3 in 1 YOLO Card

  1. Join the digital revolution – contribute towards moving to a less cash and cash less economy. Minimize your need and dependence on cash - Sign-up your parents, your children, your family, your staff and your domestic help for free Mobile Wallets & Virtual YOLO cards as well as for fee based Physical Cards.
  2. Use the instant top-up and instant YOLO to YOLO transfer facility to ensure that your family members are never out of funds.
  3. Re-charge or pay bills on the go, make gifting easy, book movie tickets, hotels, travel, with just a couple of clicks. Pay for cab rides, air, bus and train tickets, top-up your metro card – the possibilities are endless.
  4. Shop with the Guarantee of Acceptance at any outlet in India that displays the MasterCard logo or accepts MasterCard – Online or Offline. Over 14,00,000 establishments and 200,000 ATM’s.
  5. Additionally, empower your family members to enjoy the flexibility of cash withdrawal from ATM’s.
  6. Encourage your family members to demonstrate responsible spending and be assured with the knowledge that you can request for on-line statements which itemize expenses.
  7. Participate in the YOLO Get YOLO program for unconditional and automatic credit to your account for every referral that you make, which results in a fee paid physical YOLO card.
  8. Enjoy convenience, security and peace of mind. YOLO wallets are user id and password protected, Virtual Card transactions are CVV and OTP protected and Off-line POS transactions are PIN protected.
  9. In case of loss or theft, you can ‘Suspend’ your card yourself, 24/7, through the application, keeping the balance on your card safe and knowing that a replacement card will be issued.
  10. Reduce the risk of fraud exposure on your hefty Credit Card Limits as well as on-line fraud exposure on Bank Balances linked to your Debit Cards. Set your own budgets & manageable limits on your YOLO card for all your On-line and Off-line transactions.

Need More Convincing? Read On..

  • Age Criteria:
    • 10 years and above and with no upper age limit
  • Eligibility Criteria:
    • No Parental Permission
    • No Bank Account Required to sign-up
    • No Credit Checks
    • No paper-work and lengthy application forms
    • No Minimum Income Criteria
    • No Application Processing Time-period
    • No waiting period for ‘approvals’
    • No Credit Bureau scores…

The 3 in 1 YOLO Card can be approved instantly at YOLO’s discretion* for all Resident Indians, including but not restricted to:

  • College and University Students (under-graduate/post-graduate & above/all students studying for professional courses, studying anywhere in India)
  • School Students above the age of 10, studying anywhere in India
  • Employed, Self Employed, Businessmen, Retired, Armed Forces, PSU, Govt. Employees
  • Existing Credit Card holders, including those who’s accounts have been suspended for ‘Credit’ or ‘Other Reasons’
  • Existing Debit Card holders and e-wallet customers of other wallet service providers
  • Clerical, Supervisory, Managerial Staff & Senior Management across all categories of Employers
  • Housewives, Brokers, Shop-keepers, Journalists, Lawyers
  • Domestic staff, domestic help, drivers (with or without the assistance of employers)
  • All other categories, not specifically mentioned above, unless debarred from government or regulatory reasons

*For regulatory reasons, YOLO reserves the right to reject any application without giving any reasons whatsoever

  • Geographical Availability:
    • The Mobile Wallet and Virtual Card is available across all locations in India and its use is subject to internet availability and speed
    • The Physical Card is available at all locations in India except where the government and/or carrier limits or prohibits courier delivery
  • Sign Up
    • On www.yolo.cardsfrom your smartphone (Android/IOS) or desktop
      or
      Download the YOLO app from your smart phone (Android/IOS) - Coming Soon…
    • Fill basic details and Get your YOLO Mobile Wallet and your Virtual MasterCard in less than two minutes
    • Your Mobile Wallet (enabling you to send and receive funds) and your Virtual Card with your 16 digit MasterCard Number, Card Expiration Date and CVV) will be generated instantly to enable you to transact immediately in the on-line world
    • Just top-up your Card with funds and you are all set to go
  • Top Up /Add funds to your YOLO Mobile Wallet and to your Virtual Card
    • After creating your first card, use the ‘Top Up’ and ‘Razor Pay’ options
    • Select the amount that you wish to Add
    • Chose Card (for Credit or Debit Card) or Netbanking or UPI or wallet
    • Follow on-line instructions to complete the Top-up to your Mobile Wallet
    • You can save details (Cardnumber and expiration date) of the card which is being used to top up funds.
    • However, the CVV of this cardholder will be required each time you top-up. Also, the cardholder whose debit/credit card is being used will be required to enter his/her OTP (one time password) specific to this top-up
    • Upon successful recharge, you are are ready to send funds from your mobile wallet
    • Load funds from your Mobile Wallet to your Virtual Card and vice versa, according to your convenience
    • You are now ready to transact anywhere in the Online world

Coming soon… Cash Top-up (Top-up via a physical location near you. Hand in your cash and see the money reflected in your wallet

  • Get your Physical Card:
    • From the ‘Offers’ tab in your application, choose the card most appropriate for you:
      • Customized
      • Classic
      • Instant
    • Sign-up to register details of your delivery address and to review product information
    • Allow for 2-5 business days for delivery of your physical card
    • Once you receive your card and PIN, follow instructions in the attached welcome letter to activate your physical card.
    • You are now all set to transact freely and securely at over 14,00,000 Online and Offline (POS) MasterCard establishments and at over 200,000 ATMs (post KYC) across India
  • Liberal Top-up Limits
    • Monthly Top-up Limits are restricted to a Maximum of Rs. 20,000 per month, without undergoing a KYC (Know Your Customer) Check
    • Extremely liberal Top-up Limits apply after you undergo a KYC (Know Your Customer) Check. Your limit goes up to Rs. 50,000 at any given point of time, making your card limit, Virtually Limitless
  • Making Payments/Withdrawing Cash
    • Make payments Instantly, for Anything… Anytime… Anywhere… On-line or Off-line thru the 14,00,000 establishments strong and rapidly growing MasterCard network.
      • Use your Virtual YOLO a/c number, expiry date, CVV (corresponding to your Virtual YOLO Card) and OTP to make payments online anywhere where you see the MasterCard Logo
      • Use your Physical YOLO a/c number,expiry date, CVV and OTP (corresponding to your Phsyical YOLO Card) to make payments online anywhere where you see the MasterCard Logo
      • For off-line transactions, swipe your Physical MasterCard, anywhere you see the MasterCard logo displayed on a POS (point of sale) machine, key in your 4 digit PIN to complete your transaction successfully
    • Make payments Instantly to Anyone
      • Pay any one using his/her any mobile number or email ID using the YOLO Mobile Wallet.
      • The recipient does not have to be a YOLO Cardholder
    • Withdraw Cash
      • 24/7 from over 200,000 ATM’s across India
        * Post KYC only; ATM withdrawal limits and charges apply
  • Safety and Security
    • The 3 in 1 YOLO Card (Mobile Wallet, Virtual Card and Physical Card) is designed specially to complement your modern lifestyle and customized to meet & exceed Digital India’s growing payment needs:
      • Your mobile wallet transactions are user id and password secured
      • Your Virtual transactions are CVV and OTP secured
      • Your Physical card transactions are PIN secured. Safer than cash, your balance is protected even if you lose your card
      • You can suspend your card at any point of time by logging on to www.yolo.cards

YOLO

India’s first Uniquely Customized Payment Card designed  for its young adults, college goers and upwardly mobile work force and available completely pre-approved for all age categories*
*10 years and above; no upper age limit

1

Designed and customized for you to complement your modern life-style, your YOLO Card starts absolutely free to give you the freedom to spend on ....Anything…Anytime…..Anywhere.

2

No paper-work, no application forms, no waiting period and queues, no approvals, no age limits*

*You need to be 10 years or older

3

No parental permission or bank account required to set up your YOLO Card. Topping up your Card requires access to standard banking channels.

4

Liberal Monthly Top-up Limits starting from a Maximum of Rs. 20,000 per month, Pre-KYC (Know Your Customer Check), going up to Rs. 50,000 at any given point of time, Post-KYC

5

You can also download the YOLO app from your smart phone (Android/IOS) or desktop); fill basic details in less than two minutes and Get your YOLO YES Bank Virtual MasterCard as well as your physical card… instantly(Coming Soon)

Yolo Virtual Card

Available Instantly and Absolutely Free till March 31st 2016. Sign up, top-up your wallet, load your card. You are good to go in less than two minutes in the Virtual world.

YOLO Customized Card

Create your designer plastic – your favourite selfie or preferred image printed specially for you as the customized face of your card. Unique, personalized and highly recommended - make a personal statement every time you present your card.

YOLO Classic Card

With your name personalized on the face of your YOLO Card but without your customized image on the face of your card.

YOLO Instant Card

Without your name or image on the face of the card but packed with all other features of a physical card, your Instant Card Kit can be handed over to you in person by a YOLO sales advisor and your card can be activated instantly, for use. Also available through our website or YOLO Assist (9017-950-960).

Yolo Mobile Wallet & Virtual MasterCard

Available Instantly and Absolutely Free till March 31st 2017* Sign up, top-up your wallet, load your card and you are good to go in less than two minutes in the Virtual world


More info….

Sign Up

Avail YOLO’s Special, Limited Period Inaugural Pricing offer

*Free till March 31st 2017 and valid only till stocks last

YOLO Virtual Card
Standard card fee  200
Inaugural Card Fee Offer Free *

YOLO Yes Bank Physical MasterCard Suite of Products

Apply today to pre-book any of the three YOLO Physical Cards to enjoy the combined flexibility and power of traditional wallets, virtual cards and physical cards, all rolled into one. Choose from:

YOLO Customized Card

Create your designer plastic – your favourite selfie or preferred image printed specially for you as the customized face of your card. Unique, personalized and highly recommended - make a personal statement every time you present your card.

Avail YOLO’s Special, Limited Period Inaugural Pricing offer

*Valid till stocks last. Excludes government taxes, as applicable

Standard card fee  1000
Inaugural Card Fee Offer  500

YOLO Classic Card

Apply today to pre-book the YOLO Classic Card to enjoy the combined flexibility and power of traditional wallets, virtual cards and physical cards, all rolled into one. With your name personalized on the face of your YOLO Card but without your customized image on the face of your card.

Avail YOLO’s Special, Limited Period Inaugural Pricing offer

Valid till stocks last. Excludes government taxes, as applicable

Standard card fee  600
Inaugural Card Fee Offer  300

YOLO Instant Card

Apply today to pre-book the YOLO Instant Card to enjoy the combined flexibility and power of traditional wallets, virtual cards and physical cards, all rolled into one. Without your name or image on the face of the card but packed with all other features of a physical card, your Instant Card Kit can be handed over to you in person by a YOLO sales advisor and your card can be activated instantly, for use. Also available through our website or YOLO Assist (9017-950-960).

Avail YOLO’s Special, Limited Period Inaugural Pricing offer

Valid till stocks last. Excludes government taxes, as applicable

Standard card fee  400
Inaugural Card Fee Offer  200

YOLO Customized Card

Create your designer plastic – your favourite selfie or preferred image printed specially for you as the customized face of your card. Unique, personalized and highly recommended - make a personal statement every time you present your card.


More info….

Sign Up / Login

Avail YOLO’s Special, Limited Period Inaugural Pricing offer

Valid till stocks last. Excludes government taxes, as applicable

YOLO Customized Card
Standard card fee  1000
Inaugural Card Fee Offer  500

YOLO Classic Card

Apply today to pre-book the YOLO Classic Card to enjoy the combined flexibility and power of traditional wallets, virtual cards and physical cards, all rolled into one. With your name personalized on the face of your YOLO Card but without your customized image on the face of your card.


More info….

Sign Up

Avail YOLO’s Special, Limited Period Inaugural Pricing offer

Valid till stocks last. Excludes government taxes, as applicable

YOLO Classic Card
Standard card fee  600
Inaugural Card Fee Offer  300

YOLO Instant Card

Apply today to pre-book the YOLO Instant Card to enjoy the combined flexibility and power of traditional wallets, virtual cards and physical cards, all rolled into one. Without your name or image on the face of the card but packed with all other features of a physical card, your Instant Card Kit can be handed over to you in person by a YOLO sales advisor and your card can be activated instantly, for use. Also available through our website or YOLO Assist (9017-950-960).


More info….

Sign Up

Avail YOLO’s Special, Limited Period Inaugural Pricing offer

Valid till stocks last. Excludes government taxes, as applicable

YOLO Instant Card
Standard card fee  400
Inaugural Card Fee Offer  200

pre book and customize

Would you like a Customized Card? If yes then choose :

I understand that:

  • The YOLO Virtual Card and the YOLO Virtual Customized Options are available to me absolutely free, as part of YOLO’s inaugural offer
  • If I opt for the YOLO Physical Card and the YOLO Physical Customized Card I will need to load my card to pay fees,  once YOLO has completed the set-up of my Virtual Card
  • YOLO will advise me these details once my virtual card has been set-up.

Avail YOLO’s Special, Limited Period Inaugural Pricing offer

YOLO Virtual Card YOLO Customized Card YOLO Classic Card YOLO Instant Card
Standard card fee  200  1000  600  400
Inaugural Card Fee Applicable to this special pre-launch offer Free *  500 #  300 #  200 #
*Free till 31st March 2016 #valid till stocks last

INSTANT APPROVAL GURANTEED

  • Load your Card using your Cash Pocket Money or use standard banking channels
  • Sign-up your parents for a free virtual YOLO card to use the YOLO to YOLO instantaneous top-up facility to ensure you are never out of pocket
  • Demonstrate responsible spending, share on-line statements with your family so that they have comfort in knowing where, when and what you have spent on. Additionally enjoy the flexibility of cash withdrawal from ATM’s
  • Reduce the risk of fraud exposure on your Credit Card and your Bank Balance linked Debit Card. Set your own budgets & manageable limits on your YOLO card for all your On-line as well as Off-line transactions
  • Enjoy convenience, security and peace of mind – your card comes protected with your PIN and can be blocked by you or YOLO in case it lost, keeping the balance on your card safe

Participate in YOLO get YOLO

Earn up to  1,00,000 YOLO Bucks per month *

Illustrative Calculations:
Number of Fee Paying Cards Referred By You in a month YOLO Bucks Earned on the YOLO Card YOLO Bucks Earned on the YOLO Customized Card
30  3,000  4,500
67  6,700  10,050
100  10,000  15,000
667  66,700  1,00,000

*Note: Know Your Customer (KYC) check essential to credit more than Rs. 10,000 to your YOLO card. No KYC checks required to credit up to Rs. 10,000 to your YOLO account

Too good to be true? We completely agree! Check it out for yourself.

  • Avail your pre-approved card offer to Pre-book via return mail using the attached form & join the premium queue for delivery
  • Prepare yourself to get back to College/School fully equipped with your YOLO Card
  • Public Bookings and Card Personalization opens on Yolo.Cards on 7th July 2016


YOLO versus Traditional Wallets….Game Over

Product Features YOLO Traditional Wallets
Instant Card Approval Guaranteed if you are 10 Years & above Yes No
Physical Card, works like a payment Card in addition to offering one click wallet features. Yes No
Guaranteed Acceptance at 14,00,000 Merchant Establishments Yes No
Guaranteed to work each time, every time? Even when your phone battery is dead or if you have no balance in your phone or if you are out of network coverage Yes No
Cash Withdrawal Allowed? Yes No
Cash Withdrawal from 2,00,000 ATM’s across India Yes No
PIN Protection of your physical card Yes No
Customization of your Virtual & Physical Card; print any Image of your choice on the face of your Card Yes No
Earn Yolo bucks up to  50,000 per month by participating in Yolo get Yolo Yes No
Spend YOLO bucks the way you want to or simply withdraw cash Yes No
Powered by Yes Bank India’s leading Private Bank & MasterCard, the world’s leading payment franchise Yes No
International Card for convenience when you travel overseas Yes No

Feedback

 

We would love to hear from you. Write to us at Feedback@Yolo.Cards